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Finance Department

Your Passion, Powered by Flexible Payments

At XFactor Motorsports, we believe that budget shouldn’t stand between you and the open water or the rugged trail. Our Finance Department is dedicated to finding the most competitive rates and flexible terms to fit your lifestyle. Whether you’re purchasing a new vessel, upgrading your outboard, or investing in a major engine overhaul, we make the numbers work for you.

Financing Options Tailored To You

Financing For

Whats Covered

Why Finance

New & Used Sales

Boats, PWC, ATVs, and Car etc

Low monthly payments and competitive APR.

Repower & Engines

New outboard installs, crate engines, car engine and parts etc

Modernize your boat without the “new boat” price tag.

Service & Repairs

Major engine builds and custom rigging

Break up the cost of unexpected repairs over time.

Parts & Accessories

GPS systems, audio, and performance kits

Get the gear you want now and pay as you go

The XFactor Advantage

Quick Approvals

Our streamlined application process means you can often get an answer within the same business day.

Winterization & Storage

Protecting your investment from the off-season chill with fuel stabilization, fogging, and systems drainage.

Performance Tuning

Propeller pitch optimization, ECU remapping, and throttle response calibration for maximum knots.

Electrical & Rigging

Installation of GPS/Fishfinders, trolling motors, premium audio systems, and custom lighting.

TitleLower Unit Service

Gearcase pressure testing, seal replacement, and lubricant flushes to prevent catastrophic failure