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Get Financed

Secure Your Approval in Minutes

Don’t let the paperwork slow you down. Our secure online credit application is designed to be fast, confidential, and easy to complete from your phone or computer. Whether you have perfect credit or are looking to rebuild, XFactor Motorsports works with a massive network of lenders to get you the “Yes” you’ve been waiting for.

What You’ll Need to Apply

To ensure the fastest approval, please have the following information ready:

  • Personal Info: Full name, SSN/SIN, and current address.

  • Employment Details: Current employer and gross monthly income.

  • Machine Details: The year, make, and model of the boat, engine, or vehicle you’re eye-ing.

The 3-Step Fast Track

Complete the Form

Fill out our secure 2-minute application below.

Review Your Options

Our finance experts will match you with the best rates and terms available.

Sign & Ride

Once approved, we’ll finalize the paperwork and get you the keys to your machine.

Your Security is Our Priority

We use industry-leading 256-bit SSL encryption to protect your data. Your information is strictly confidential and will only be shared with our trusted lending partners to secure your financing. No “shotgunning” your credit—we target the lenders most likely to approve you to protect your credit score.